1. Current terms

  2. Frequently Asked Questions

Transfer your coins to an interest-bearing CoinHold account and receive up to 6% APY. The minimum deposit term is 1 day for Flexible and 30 days for Fixed. The maximum deposit term is not limited for Flexible and 360 days for Fixed.

CoinHold is an analogue of low-risk bank deposits. All EMCD Pool clients will be able to receive a fixed income of up to 6% per annum on the amount transferred to their special account! Our product differs from the specialized deposit products of our competitors by auto-replenishment of the deposit from mining earnings. This allows the miner to save time and money on finding services to generate additional income and on transactions, as well as to automate income generation.

Current terms

  • Deposit coin: BTC, BCH and LTC (we intend to add other pool coins)

  • Annual return: up to 6%

  • Minimum term for CoinHold Flexible account: 1 day

  • Minimum term for CoinHold Fixed account: 30 days

  • Minimum amount: no limit

  • % accrual: daily

  • % payout: depending on the type of account, it can be every 30/60 days (with the possibility of capitalization of % for Flexible type accounts and 360 days, respectively) or at the end of the term (for the 30-day and 90-day type accounts)

  • Partial withdrawal from accounts: allowed.

  • Account early closing: allowed. You can always close any CoinHold account and get your funds back (depending on the type of the CoinHold account, the accrued % may be lost)

!!! Please note that all withdrawals (including partial withdrawals and early closure) are subject to a 24-hour freeze. This means that your withdrawal request will remain in the Pending status, and the amount will be available in your wallet after 24 hours.

Frequently Asked Questions

  • How to use/Where to find?

In your personal account, you will see a special Deposits section where you can open a CoinHold account and set up automatic replenishment from mining rewards.

  • What are the maximum and minimum deposits on the account?

There are no restrictions. It is also possible to set up a daily automatic transfer to the account of part of the funds from your mining reward in the amount of 1% to 100% of your reward received over one day.

  • How is the account balance replenished?

There are two ways to replenish the account balance: from a wallet and auto-replenishment.

  1. To replenish from a wallet you need to do the following:

  2. For auto-replenishment, you need to specify in the settings of the selected account the percentage of the mined amount for each payout you want to be transferred.

  • How to withdraw funds from the account?

  1. Partial withdrawal: you can withdraw part of the funds from the account balance without closing it. In this case, the further interest will be calculated from the amount remaining on the account balance.

  2. Early closing: you can close the account early. In this case, the accrued interest will be written off

* The accrued interest is the interest on your account that has not yet been paid to you and will be paid according to the CoinHold terms. The accrued but not yet paid out interest amount may be written off upon early closure of the CoinHold account

* The paid-out interest is the percentage income that was paid to your wallet or your deposit account. This amount cannot be written off by the system, even in case of early closure of the CoinHold account

  • What other coins do you intend to add?

Our plans include all the coins used in the pool. We also intend to launch USDT and USDC in the near future.

  • Is the early closing of the account allowed?

Yes. You can close any account ahead of schedule. In this case, depending on the account terms you may lose part of the amount of accrued interest.

Flexible

30 Day

90 Day

360 Day

Interest %

4.20%

4.50%

5.00%

6.00%

Minimum term

1 day

30 days

90 days

360 days

Maximum term

none

30 days

90 days

360 days

Minimum amount

none

none

none

none

Capitalization

every 30 days

none

none

every 60 days

Partial withdrawal

yes

yes

yes

yes

Additional contributions

yes

yes

yes

yes

Cancellation

yes

yes

yes

yes

Closing account % write-off

accrued % is not written off

accrued % is written off

accrued % is written off

accrued % is written off

!!! Please note that all withdrawal operations (including partial withdrawals and early closure) are completed within 24 hours. This means that your withdrawal request will remain in the Pending status and will be available after 24 hours.

  • How the interest % is calculated

Annual Interest Yield (APY) is the interest you earn for one year of holding your assets in a CoinHold Interest Account. All you need to do to find out the amount of interest for one day is to calculate the annual income from the current account balance amount (according to the percentage provided for by the account terms) and divide the derived figure by 365.

!!!Interest is calculated daily at 00:00 UTC. Interest capitalization is calculated on the 31st day (for Flexible) or 60th day (for Fixed 360-day) at 00:00 UTC.

  • How does interest capitalization work?

Capitalization means that we add the interest you earn to the principal deposit amount. This means that you will be able to receive additional accruals on reinvested interest. The longer you hold your assets in an interest-bearing account, the more income you receive from the previously accumulated interest.

You can also withdraw the earned % to your wallet.

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