How the Grow referral program works
The Grow referral program lets you earn by inviting new users.
You send your referral link to friends so they can create an EMCD account.
Once they create an account, they have 7 days to open a Grow without the option of early closure.
Here's what happens next — all automated:
Every 30 days, the invited user earns interest on their Grow.
The following day, bonuses are credited to both you and the invited user.
Payouts continue for 90 days from the wallet creation.
Benefits of the referral program:
The referrer earns a percentage of the invited user’s income (up to 10.5%, depending on the deposit amount and term).
The referral earns a bonus credited to their EMCD wallet: 3% for USDT/USDC and 1% for BTC, BCH, LTC, ETH, GRAM, DOGE
How to become a referrer
You don’t need to have your own Grow to participate — an EMCD account is enough. Share your referral link with someone, and after registering, they need to open a fixed-term Grow savings wallet within 7 days.
You can find your referral link in the Referrals section on the website, or in the app by tapping E at the bottom of the main page and going to Referral Bonuses.
How are bonuses credited?
Bonuses are credited automatically. Every 30 days, the invited user receives interest on their fixed Grow, and on the following day, bonuses are credited to both you and your referral to your EMCD wallets.
Referral rewards are paid for 90 days from the moment the Grow is opened. If the crypto wallet is closed early, bonus payments will stop. There is no limit to the number of invited users, so you can earn bonuses for each new participant, provided they open a fixed Grow within 7 days of creating their account
How bonuses are distributed between referrer and referral
You receive a percentage of the income (accrued interest) of the invited user.
Your bonus depends on:
The Grow term of your referral.
Initial Grow amount.
The type of coin of the invited user.
Coin | Initial Grow amount | Initial Grow amount | Initial Grow amount |
USDT and USDC | up to 50 000 USDT/USDC | 50 000–500 000 USDT/USDC | more than 500 000 USDT/USDC |
BTC | up to 0,5 BTC | 0,5–5 BTC | more than 5 BTC |
ETH | up to 20 ETH | 20–200 ETH | more than 200 ETH |
BCH | up to 100 BCH | 100–1000 BCH | more than 1000 BCH |
LTC | up to 600 LTC | 600–6000 LTC | more than 6000 LTC |
GRAM | up to 25 000 GRAM | 25 000-250 000 GRAM | more than 250 000 GRAM |
DOGE | up to 300 000 DOGE | 300 000 DOGE - 3 000 000 DOGE | more than 3 000 000 DOGE |
Grow term | Percentage of referral's earnings (multiplier x1) | Percentage of referral's earnings (multiplier x1.1) | Percentage of referral's earnings (multiplier x1.2) |
90 days | 5% | 5,5% | 6% |
180 days | 7,5% | 8,25% | 9% |
360 days | 10% | 11% | 12% |
*The multiplier increases the referrer’s bonus: the larger the referral’s Grow amount, the higher your income.
For example, if the deposit is $500,001 and the calculated bonus is $100, with a ×1.2 multiplier the referrer will receive $120.
The referral receives a bonus credited to their EMCD wallet:
3% of the income from a fixed-term Grow for USDT/USDC
1% of the income for BTC, ETH, BCH, LTC, GRAM, DOGE.
Frequently asked questions about the Grow referral program
Can I receive a bonus if my invited user opens a Grow after 7 days of registration?
No, bonuses are only credited for Grow wallets opened within 7 days of the referral’s registration.
What amount is used to calculate my referral bonus?
The amount of interest accrued on the referral's Grow over 30 days
Will other Grow types, besides fixed-term, be added?
Currently, flexible Grows (which can be closed early) are not part of the referral program.
Can I invite more than one person?
Yes, there’s no limit on the number of users you can invite. As long as the conditions are met, you can earn bonuses for each new participant.
Where can I track statistics and bonuses?
You can track them on the website under Referrals > Grow, or in the app by tapping E on the main page and going to Referral Bonuses > Grow.
Do I need to open a Grow myself to invite someone?
No, this is no longer required. You can invite anyone, even if you don’t have an active Grow.
Should I still open a Grow myself?
You don’t need your own Grow to participate in the referral program, but opening a fixed-term Growwill earn you income alongside the bonuses from your referrals 😉
Any questions? Our support team is always here to help:
Email us at [email protected]
Tap the E in the app or shake your phone
Tap the support chat icon in the bottom right corner of the screen
