How the Coinhold Referral Program Works
The Coinhold referral program lets you earn by inviting new users.
You send your referral link to friends so they can create an EMCD account.
Once they create an account, they have 7 days to open a Coinhold without the option of early closure.
Here's what happens next — all automated:
Every 30 days, the invited user earns interest on their Coinhold.
The following day, bonuses are credited to both you and the invited user.
Payouts continue for 90 days from the wallet creation.
Benefits of the referral program:
The referrer earns a percentage of the invited user’s income (up to 12%, depending on the deposit amount and term).
The referral earns a bonus credited to their EMCD wallet: 3% for USDT/USDC and 1% for BTC, BCH, LTC, ETH
How to Become a Referrer
You don’t need to have your own Coinhold to participate — an EMCD account is enough. Share your referral link with someone, and after registering, they need to open a fixed-term Coinhold savings wallet within 7 days.
You can find your referral link in the Referrals section on the website, or in the app by tapping E at the bottom of the main page and going to Referral Bonuses.
How Bonuses Are Distributed Between Referrer and Referral
You receive a percentage of the income (accrued interest) of the invited user.
Your bonus depends on:
The Coinhold term of your referral.
Initial Coinhold amount.
The type of coin of the invited user.
Coin | Initial Coinhold amount | Initial Coinhold amount | Initial Coinhold amount |
USDT and USDC | up to 50 000 USDT/USDC | 50 000–500 000 USDT/USDC | more than 500 000 USDT/USDC |
BTC | up to 0,5 BTC | 0,5–5 BTC | more than 5 BTC |
ETH | up to 20 ETH | 20–200 ETH | more than 200 ETH |
BCH | up to 100 BCH | 100–1000 BCH | more than 1000 BCH |
LTC | up to 600 LTC | 600–6000 LTC | more than 6000 LTC |
Coinhold term | Percentage of referral's earnings (multiplier x1) | Percentage of referral's earnings (multiplier x1.1) | Percentage of referral's earnings (multiplier x1.2) |
90 days | 5% | 5,5% | 6% |
180 days | 7,5% | 8,25% | 9% |
360 days | 10% | 11% | 12% |
*The multiplier increases the referrer’s bonus: the larger the referral’s Coinhold amount, the higher your income.
For example, if the deposit is $500,001 and the calculated bonus is $100, with a ×1.2 multiplier the referrer will receive $120.
The referral receives a bonus credited to their EMCD wallet:
3% of the income from a fixed-term Coinhold for USDT/USDC
1% of the income for BTC, ETH, BCH, LTC.
Frequently Asked Questions About the Coinhold Referral Program
Can I receive a bonus if my invited user opens a Coinhold after 7 days of registration?
No, bonuses are only credited for Coinhold wallets opened within 7 days of the referral’s registration.
What amount is used to calculate my referral bonus?
The amount of interest accrued on the referral's Coinhold over 30 days
Will other Coinhold types, besides fixed-term, be added?
Currently, flexible Coinholds (which can be closed early) are not part of the referral program.
Can I invite more than one person?
Yes, there’s no limit on the number of users you can invite. As long as the conditions are met, you can earn bonuses for each new participant.
Where can I track statistics and bonuses?
You can track them on the website under Referrals > Coinhold, or in the app by tapping E on the main page and going to Referral Bonuses > Coinhold.
Do I need to open a Coinhold myself to invite someone?
No, this is no longer required. You can invite anyone, even if you don’t have an active Coinhold.
Should I still open a Coinhold myself?
You don’t need your own Coinhold to participate in the referral program, but opening a fixed-term Coinhold will earn you income alongside the bonuses from your referrals 😉
Any questions? Our support team is always here to help:
Email us at [email protected]
Tap the E in the app or shake your phone
Tap the support chat icon in the bottom right corner of the screen
