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Common P2P Dispute Scenarios and Solutions

A dispute in a P2P order is opened when one of the parties believes the order terms have been violated. At this stage, the order is frozen, and the cryptocurrency remains locked in escrow until the support team makes a decision.

Payment Sent, Cryptocurrency Not Released

Situation

The buyer sent payment, but the seller has not confirmed receipt or released the cryptocurrency.

Why it happens

  • The payment has not yet been credited to the seller’s account

  • Funds were sent using incorrect payment details

  • Order terms were violated (for example, a missing or incorrect payment comment)

  • The seller is not responding

What to do as a buyer

  • Verify that the payment was successfully sent and debited using the correct payment details

  • Mark the order as Paid only after the transfer is completed

  • Contact the seller in the order chat

If the seller does not respond or refuses to release the cryptocurrency, open a dispute and provide proof of payment.

Payment Not Visible to the Seller

Situation

The buyer marked the order as Paid, but the funds have not been received by the seller.

Why it happens

  • Delays caused by the bank or payment system

  • Payment was sent under a different name

  • Transaction is still being processed or may be reversible

What to do

  • Buyer — provide payment confirmation with full details (amount, recipient, and status)

  • Seller — verify incoming funds using the bank statement, not notifications alone

  • Do not cancel the order if the payment has already been sent

The final decision is made after confirming receipt of funds.

Payment Method Mismatch

Situation

The buyer uses a payment method different from the one specified in the order.

Why it matters

The seller has the right to reject such a payment, even if the funds arrive.

What to do

  • Try to resolve the issue in the order chat

  • If no agreement is reached, open a dispute

Order terms always take priority.

Third-Party Payment

Situation

Funds are received from a sender whose name does not match the buyer listed in the order.

Risk

Such payments are often linked to chargebacks, disputes, or fraudulent activity.

What to do a seller

  • Do not release the cryptocurrency

  • Open a dispute and wait for verification

Request to Cancel After Payment

Situation

The seller requests cancellation of the order after receiving payment.

What it means

Once the order is cancelled, the cryptocurrency is returned to the seller.

What to do a buyer

  • Do not cancel the order after payment has been made

  • Open a dispute instead

Paid Status Without Actual Payment

Situation

The buyer marks the order as Paid without sending funds.

What to do as a seller

  • Verify incoming funds

  • Request proof of payment in the order chat

  • If no payment is received — open a dispute

Incorrect Payment Amount

Situation

The amount sent is higher or lower than the amount specified in the order.

What to do

  • Try to resolve the issue in the order chat

  • If the issue cannot be resolved, open a dispute

Dispute Resolution Process in EMCD P2P

A dispute initiates a formal review process during which all order data is analyzed.

  • The dispute is opened within the order

  • Both parties submit evidence

  • Order terms and chat history are reviewed

  • The support team makes the final decision

The cryptocurrency remains locked in escrow until the review is completed.

Key Factors in Dispute Review

The decision is based on all available order data, including:

  • Proof of payment

  • Accuracy of payment details

  • Matching of the sender’s name

  • Compliance with order terms

  • Actions taken within the order, including chat history, timing, status changes

Common User Mistakes

These mistakes often lead to disputes or order cancellation:

  • Making payments outside the order

  • Canceling the order after payment

  • Ignoring order terms

  • Failing to provide payment confirmation

  • Marking the order as Paid without actually sending funds

Following order rules reduces the risk of disputes and delays.

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