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How to Complete Payment for a P2P Buy Order

Completing a P2P payment requires careful attention, as errors in payment details, transfer amount, or confirmation may lead to delays or disputes. This guide explains how to complete payment for a buy order in EMCD P2P safely and avoid common risks.

1. Order Creation

After a buy order is created:

  • The trade amount is fixed

  • The seller’s cryptocurrency is locked in escrow

  • A payment timer starts and is displayed in the order

The order must be paid within the specified time limit.

2. Payment Details Verification

Before sending funds, carefully verify the payment details provided in the order.

Payment details must only be provided within the order.

If the seller sends new payment details in the chat after the order is created, this should be treated as a risk. In such cases, opening a dispute is recommended.

Verify the following:

  • Payment method

  • Recipient name

  • Account / card / wallet details

  • Additional instructions

Only use the payment details provided in the order.

3. Payment Execution

Transfer the exact amount specified in the order.

Important:

  • Do not change the transfer amount

  • Do not split the payment into multiple transactions

  • Do not include cryptocurrency-related terms in the payment description

  • Do not send funds to payment details outside the order

The payment must be made from an account registered under the buyer’s name. Using third-party accounts may result in disputes or account restrictions.

4. Payment Confirmation

After sending the funds, click the Paid button.

This notifies the seller that the transfer has been completed. Without this confirmation, the seller may not review the payment promptly.

If necessary, an additional message may be sent in the order chat, but the primary confirmation method is the Paid button.

5. Seller Verification

The seller verifies receipt of the funds and confirms the payment.

After confirmation:

  • The cryptocurrency is credited to the buyer’s account

  • The order is completed

6. If issues arise

Open a dispute if:

  • The seller does not confirm receipt of the payment

  • The seller requests order cancellation after the funds have already been sent

  • The seller provides new payment details after the order is created

Support will review the payment information and the order chat. Until the dispute is resolved, the cryptocurrency remains locked in escrow.

Risks and restrictions

  • The order cannot be canceled after the Paid button is clicked

  • Payments made outside the order are not protected by the platform

  • A mismatch between the recipient name and the seller’s information increases the risk of financial loss

  • Communication outside the order chat increases the risk of fraud

Important Information

EMCD P2P does not process fiat payments or control bank transfers between users.

The platform only holds cryptocurrency in escrow during the trade and releases it after payment confirmation.

Responsibility for verifying payment details, selecting the correct recipient, and sending funds rests entirely with the user.

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