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How to Handle a P2P Dispute

A dispute in a P2P order is opened when one of the parties believes the transaction terms have been violated: payment is not confirmed, cryptocurrency is not released, payment details are used incorrectly, or any other conflict arises.

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In EMCD P2P, disputes are reviewed by support based on order data, chat history, and submitted evidence. The speed and completeness of the response may affect the final decision.

When a dispute can be opened

A dispute may be initiated if:

  • The buyer marked the payment as sent, but the seller does not release the cryptocurrency

  • The seller does not see the incoming funds

  • The seller does not release the cryptocurrency after the funds have been credited

  • Payment is made in violation of the maker’s terms

  • Payment is sent after the order has been canceled

  • The transfer amount differs from the amount specified in the order

  • The sender’s name does not match the P2P account details

  • Suspicion of fraudulent activity arises

After a dispute is opened, the order is locked until the review is completed.

What happens after a dispute is opened

  1. The order receives the status Dispute opened

  2. The cryptocurrency remains frozen in escrow

  3. EMCD support joins the order chat

  4. Both parties receive a notification requesting evidence

The decision is based only on objective data — payment documents, chat history, and order terms.

How to respond to a dispute

1. Respond promptly

Do not ignore the dispute notification. Delayed responses may affect the final decision. Email and account notifications should be checked regularly.

2. Provide supporting documents

Depending on the role in the transaction:

If acting as the buyer:

  • Attach a payment receipt or transfer confirmation

  • Specify the exact payment time

  • Provide a bank statement if required

  • Ensure the document clearly shows the amount, recipient details, and transaction status

If acting as the seller:

  • Provide a bank statement covering the transaction period

  • Confirm the absence of incoming funds (if applicable)

  • Clarify any discrepancies in the amount or sender details

Screenshots must be complete and readable. Cropped or edited images may be rejected.

3. Review order terms

During the review, the following are checked:

  • Compliance with the specified payment method

  • Matching of the sender’s name with account details

  • Compliance with the payment time limit

  • Absence of prohibited comments in the payment reference

Violation of the terms may affect the final decision.

4. Communicate clearly in chat

All messages in the order chat are recorded and considered during the review. It is recommended to:

  • Keep responses relevant and concise

  • Avoid personal accusations

  • Not suggest off-platform transfers

  • Not edit or delete messages

Dispute outcomes

After review, EMCD support may:

  • Require the seller to release the cryptocurrency

  • Cancel the order and return the asset to the seller

  • Request additional documents

  • Temporarily restrict the account if violations are detected

If systematic violations are identified — such as frequent unjustified cancellations or attempts to bypass rules — additional measures may be applied.

Important Note: EMCD does not control, verify, or process fiat payments between users and does not guarantee their success, timing, or refund. Any disputes related to fiat transfers are outside EMCD’s scope of control.

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