What the T+N Mechanism Is
T+N is a temporary restriction mechanism that may be applied to crypto assets after a P2P order is completed.
Once the transaction is completed, the system automatically analyzes its parameters and assesses the associated risk level. If additional verification is required, a temporary restriction may be applied to the purchased assets.
During the restriction period, the following actions may be unavailable:
Crypto withdrawals
Selling assets through P2P
Other account functions, including trading and transactions involving your other assets, remain available during this period.
The duration of the restriction depends on the type of transaction and the outcome of the automated risk assessment.
Cases When a Restriction May Apply
Account Password Change
After a password change, the security system may temporarily restrict cryptocurrency withdrawals for up to 24 hours.
First P2P Purchase
A temporary restriction is automatically applied after your first cryptocurrency purchase via EMCD P2P when the transaction is conducted in RUB, UAH, and KZT.
The duration of the restriction depends on your role in the order:
Operation type | Restriction period |
First purchase as a maker | Up to 24 hours |
First purchase as a taker | Up to 6 hours |
For all other currencies, no restriction is applied to a user's first purchase
Reason for the Restriction
The T+N mechanism helps:
Protect users from fraudulent transactions
Reduce risks associated with high-risk payments
Prevent the misuse of third-party payment details
Support compliance with AML and anti-fraud policies
A temporary restriction does not indicate that a user has violated the platform's rules.
How to Identify an Active Restriction
If a restriction is active:
Cryptocurrency withdrawals may be temporarily unavailable
Reselling assets through P2P may be restricted
Information about the restriction period is displayed directly in the platform interface.
Actions If Withdrawal Is Temporarily Unavailable
If your assets are restricted:
Wait for the restriction period to expire
Ensure your account is fully verified
Use only your own payment details
Do not create additional accounts to bypass restrictions
Once the restriction period ends, access to the affected functions will be restored automatically.
Early Removal of Restrictions
Temporary restrictions are automatically lifted once the review period is complete.
In some cases, the support team may request additional information to verify your account or a specific transaction.
Important Notice
EMCD reserves the right to apply temporary restrictions when necessary to protect users and maintain platform security.
The duration of any restriction depends on the outcome of the automated risk assessment process.