Coinholds for mining coins BTC, LTC, BCH, ETH without partial withdrawal option
Period of depositing funds on EMCD Coinhold savings wallet | 30 days | 90 days | 180 days | 360 days |
Rate %, per year | 6% | 6,5% | 7% | 8% |
Minimum amount for opening / minimum balance | no | no | no | no |
Interest capitalization | Every 30 days | Every 30 days | Every 30 days | Every 30 days |
Option to pay interest to the Coinhold | yes | yes | yes | yes |
Option to pay interest to the EMCD wallet | no | no | no | no |
Top-up option | yes | yes | yes | yes |
Partial withdrawal | no | no | no | no |
Early closure | not provided*** | not provided*** | not provided*** | not provided*** |
Coinholds for mining coins BTC, LTC, BCH, ETH with partial withdrawal option
Period of depositing funds on EMCD Coinhold savings wallet | Flexible | 30 days | 90 days | 180 days | 360 days |
Rate %, per year | 3% | 4% | 5% | 5,5% | 6% |
Minimum amount for opening / minimum balance | no | no | no | no | no |
Interest capitalization | Every 30 days | no | no | Every 30 days | Every 30 days |
Option to pay interest to the Coinhold | yes | yes | yes | yes | yes |
Option to pay interest to the EMCD wallet | no | yes | yes | yes | yes |
Top-up option | yes | yes | yes | yes | yes |
Partial withdrawal | yes | yes | yes | yes | yes |
Early closure | yes** | yes* | yes* | yes* | yes* |
Coinholds for USDT, USDC stablecoins without partial withdrawal option
Period of depositing funds on EMCD Coinhold savings wallet | 30 days | 90 days | 180 days | 360 days |
Rate %, per year | 8% | 9% | 10% | 12% |
Minimum amount for opening / minimum balance | 10 tokens/ 10 tokens | 10 tokens/ 10 tokens | 10 tokens/ 10 tokens | 10 tokens/ 10 tokens |
Interest capitalization | Every 30 days | Every 30 days | Every 30 days | Every 30 days |
Option to pay interest to the Coinhold | yes | yes | yes | yes |
Option to pay interest to the EMCD wallet | no | no | no | no |
Top-up option | yes | yes | yes | yes |
Partial withdrawal | no | no | no | no |
Early closure | not provided*** | not provided*** | not provided*** | not provided*** |
Coinholds for USDT, USDC stablecoins with partial withdrawal option
Period of depositing funds on EMCD Coinhold savings wallet | Flexible | 30 days | 90 days | 180 days | 360 days |
Rate %, per year | 5% | 6% | 7% | 8% | 10% |
Minimum amount for opening / minimum balance | 10 tokens/ 10 tokens | 10 tokens/ 10 tokens | 10 tokens/ 10 tokens | 10 tokens/ 10 tokens | 10 tokens/ 10 tokens |
Interest capitalization | Every 30 days | no | Every 30 days | Every 30 days | Every 30 days |
Option to pay interest to the Coinhold | yes | yes | yes | yes | yes |
Option to pay interest to the EMCD wallet | no | yes | yes | yes | yes |
Top-up option | yes | yes | yes | yes | yes |
Partial withdrawal | yes | yes | yes | yes | yes |
Early closure*** | yes** | yes* | yes* | yes* | yes* |
Coinholds for TON without partial withdrawal option
Period of depositing funds on EMCD Coinhold savings wallet | 30 days | 90 days | 360 days |
Rate %, per year | 3%**** | 3.5%**** | 4.5%**** |
Minimum amount for opening / minimum balance | no | no | no |
Interest capitalization | Every 30 days | Every 30 days | Every 30 days |
Option to pay interest to the Coinhold | yes | yes | yes |
Option to pay interest to the EMCD wallet | no | no | no |
Top-up option | yes | yes | yes |
Partial withdrawal | no | no | no |
Early closure | not provided*** | not provided*** | not provided*** |
Coinholds for TON with partial withdrawal option
Period of depositing funds on EMCD Coinhold savings wallet | 30 days | 90 days | 360 days |
Rate %, per year | 1.5%**** | 2%**** | 3%**** |
Minimum amount for opening / minimum balance | no | no | no |
Interest capitalization | Every 30 days | Every 30 days | Every 30 days |
Option to pay interest to the Coinhold | yes | yes | yes |
Option to pay interest to the EMCD wallet | yes | yes | yes |
Top-up option | yes | yes | yes |
Partial withdrawal | yes | yes | yes |
Early closure | yes* | yes* | yes* |
* In case of the early closure, the interest accrued after the last capitalization will not be paid out.
** In case of early closure of a flexible Coinhold, the interest accrued up to the closing date will be paid out.
*** Contact EMCD support if you want to close a Coinhold early that doesn’t allow partial withdrawals. All accrued and compounded interest will be lost. The coins will appear in your wallet within 3 business days.
**** Until December 15, 2025, a bonus applies: +1% to the base Coinhold return for the TON coin. The bonus rate will remain in effect until December 15, 2025. Starting from December 15, 2025, the rate for all active TON Coinholds will be reduced to the standard percentage specified in the table above.
How do I get the 14% rate in Coinhold?
The 14% rate is available for Coinhold in USDT or USDC starting from 50,000, with no early closure and no partial withdrawals.
To get this rate when opening Coinhold, you need to:
Select USDT or USDC
Choose a 360-day term
Select the 12% rate
After opening and funding your Coinhold with 50,000 tokens, send us a message in chat or email [email protected] from the email linked to your account — and we’ll submit a request to upgrade your rate to 14% 😉