What is Coinhold?
Coinhold is a savings crypto wallet offering up to 14% annual return. It lets you store cryptocurrency and earn with compounding interest.
Types of Coinhold
Fixed — opened for a fixed term of 30 to 360 days. Early closure is only possible by contacting support. In this case, all accrued and capitalized interest for the period will be forfeited.
Fixed with Flexible Withdrawal — opened for a fixed term of 30 to 360 days with the option for early closure and withdrawal of funds. Upon early closure, you will receive the full principal back, but will lose any interest accrued since the last capitalization.
Flexible — an indefinite term with the option for withdrawal and early closure at any time.
What’s the return rate in Coinhold?
Up to 8% for mining coins (BTC, LTC, BCH, ETH)
Up to 5.2% for TON
Up to 14% for stablecoins (USDT and USDC)
You can learn more in How much you can earn with Coinhold.
How interest is calculated
Interest on Coinhold is accrued daily at 12:00 AM UTC. Interest is compounded every 30 days.
Interest applies to funds that have been held in Coinhold for at least 24 hours. For example, if your mining reward is credited to Coinhold today, interest on that amount will start being calculated tomorrow.
How to get the 14% rate in Coinhold
A 14% rate is available for Coinholds in USDT or USDC starting from $50,000, with no early withdrawals or closures allowed.
To get this rate when opening a Coinhold:
Select USDT or USDC
Choose a 360-day term
Pick a 11% rate
Once you open and fund your Coinhold with the required amount, send us a message in chat or email [email protected] from the email linked to your account — we’ll upgrade your rate to 14% 😉
When and where will the funds be credited after a partial withdrawal or closure?
After a partial withdrawal or closure, the funds will be credited to your EMCD wallet within 24 hours.
If you close your Coinhold early, funds will be returned to your EMCD wallet within 3 business days.
What is fast withdrawal?
For Coinhold with the option of early closure or partial withdrawal and flexible Coinhold, the fast withdrawal within 4 hours is available. This operation implies a commission of 0.5% of the withdrawal amount.
The fast withdrawal feature is also available when closing Coinhold, if the amount of funds does not exceed the available fast withdrawal limit.
The fast withdrawal limit is updated every 24 hours and consists of 60% of the total amount of funds in all of the already opened Coinhold with the option of early closure or partial withdrawal and flexible Coinhold.
You can find answers to frequently asked questions about Coinhold in our FAQ.