What is Coinhold?
Coinhold is a savings crypto wallet offering up to 14% annual return. It lets you store cryptocurrency and earn with compounding interest.
Types of Coinhold
• Fixed — opened for a set term from 30 to 360 days
• Flexible — has no fixed term and can be used indefinitely
Some Coinholds also allow partial withdrawals — you can learn more in How much you can earn with Coinhold.
What’s the return rate in Coinhold?
Up to 8% for mining coins (BTC, LTC, BCH, ETH), up to 14% for stablecoins (USDT and USDC), and up to 5.5% for TON. You can learn more in How much you can earn with Coinhold.
How interest is calculated
Interest on Coinhold is accrued daily at 12:00 AM UTC. Interest is compounded every 30 days.
Interest applies to funds that have been held in Coinhold for at least 24 hours. For example, if your mining reward is credited to Coinhold today, interest on that amount will start being calculated tomorrow.
How to get the 14% rate in Coinhold
A 14% rate is available for Coinholds in USDT or USDC starting from $50,000, with no early withdrawals or closures allowed.
To get this rate when opening a Coinhold:
Select USDT or USDC
Choose a 360-day term
Pick a 12% rate
Once you open and fund your Coinhold with the required amount, send us a message in chat or email [email protected] from the email linked to your account — we’ll upgrade your rate to 14% 😉
When will the funds arrive after a partial withdrawal or closure?
After a partial withdrawal or closure, the funds will arrive in your EMCD wallet within 24 hours.
If you close your Coinhold early, funds will be returned to your EMCD wallet within 3 business days.
You can find answers to frequently asked questions about Coinhold in our FAQ.